The image features a festive greeting in a handwritten style. The text "Merry Christmas" is written in a cursive font, with the word "Merry" above the word "Christmas." The text is stylized with a black outline and filled with a white color, giving it a classic, holiday feel. Surrounding the text are small black dots, which add a decorative touch to the overall design. The background is plain white, which makes the black text and dots stand out prominently. The image has a cheerful and warm vibe, suitable for the holiday season.