The image features a white background with a bold, black text that reads "Retirement Spending All My Kid's Inheritance!" The text is arranged in a block format with the word "Retirement" at the top, followed by "Spending All My Kid's" in the middle, and "Inheritance!" at the bottom. The text is written in a casual, handwritten style, with varying font sizes that give it a playful and informal appearance. The overall style of the image is simple and graphic, with a clear emphasis on the text.