The image features a festive greeting card design. At the top, there's a banner with the word "Merry" written in a cursive font, followed by "Christmas" in a larger, bold font. Below this, the phrase "Happy New Year" is written in a similar cursive style. The design is monochromatic, with the text in black logo. The overall style of the image is simple and elegant, with a clear focus on the holiday greetings.