The image features a playful and creative message in a handwritten font. The text reads, "It's 5 o'clock everywhere I'm retired." This phrase is a humorous take on the idea of retirement, suggesting that the person who wrote it has retired from work at 5 o'clock, regardless of their actual location. The text is accompanied by a series of hearts and a clock, further emphasizing the theme of time and retirement. The overall design is simple yet charming, with the black and white color scheme giving it a classic and timeless feel.