The image features a festive greeting in the form of a graphic design. The text reads "Naughty and I know it" in a playful, cursive font, with the word "Naughty" being the most prominent. Above the text, there is a small, stylized gingerbread cookie with a smiley face, adding a touch of holiday cheer. The background is white, which contrasts with the red and green text and decorations, making the message stand out. The overall design suggests a fun, holiday-themed message.