The image features a festive greeting in a casual, handwritten style. The text reads "Merry Christmas Y'all!" with the word "Y'all" emphasized by a larger font size and a double exclamation point. The phrase "Merry Christmas" is traditional for the holiday season, and the addition of "Y'all" suggests a Southern American influence, where this term of address is common. The overall design is simple and straightforward, with a white background that allows the black text to stand out clearly.