The image features a festive greeting in a graphic design style. The text is arranged in a vertical format and reads "Merry Christmas & Happy New Year." The words "Merry Christmas" and "Happy New Year" are in a larger, bold font, while the ampersand symbol is placed between them. Above the text, there is a decorative element resembling a Christmas tree, and below the text, there is a star. The entire design is in black and white, giving it a classic and timeless feel. The design is simple yet conveys a warm and cheerful holiday message.