The image features a festive greeting card design. At the center, there's a cheerful message that reads "Merry Christmas & a happy new year" in a cursive font. The text is colored in a combination of red, green, and gold, which are traditional colors associated with the holiday season. Above the text, there's a graphic of a red Santa hat, and below the text, there's a green Christmas tree. Both graphics are simple and cartoon-like, adding to the festive theme of the card. On the left side of the card, there's a small illustration of a Christmas tree ornament, which is colored in a light brown hue. This ornament is small and detailed, adding a touch of whimsy to the overall design. The background of the card is white, which helps the colorful elements stand out. The overall design is simple yet festive, making it a suitable choice for a Christmas greeting card.