The image features a festive graphic design with a black background. At the center, there is a circular banner with a gold border. Inside the banner, the text "Merry Christmas & Happy New Year" is written in a cursive, elegant font. The text is surrounded by two golden banners with the words "Merry Christmas" and "Happy New Year" respectively. Adding to the festive theme, there are two golden pine cones on either side of the central banner, suggesting a holiday or winter season. The overall design is simple yet elegant, with a clear focus on the holiday greetings. The use of gold for the text and banners gives the image a warm, celebratory feel.