The image features a black and white text that reads "HELLO RETIREMENT". The text is arranged in a curved fashion, with "HELLO" at the top and "RETirement" at the bottom, creating a friendly and welcoming greeting. The text is clear and legible, with the words "HELLO" and "RETirement" in a larger font size than the rest of the text. The overall design is simple and straightforward, with no additional graphics or images. The text is the central focus of the image, and its placement and size suggest it is meant to be the main message of the image.