The image features a festive greeting in a stylized font. The text reads "Merry Christmas 2020," with the word "Merry" in a larger, more ornate font, and "Christmas 2020" in a smaller, less ornate font. The text is black and set logo. Surrounding the text is a decorative border composed of small stars and dots, adding to the festive theme. The overall design is simple yet festive, suitable for a Christmas greeting.