The image features a black and white illustration with a nautical theme. The central text reads "LIVING ON LAKE TIME," which is a playful take on the phrase "living on lake time," suggesting a relaxed and leisurely lifestyle associated with living near a lake. Accompanying the text are various nautical elements: a sailboat, a paddle, and a sun with a face, which adds a whimsical touch to the image. The overall design is simple yet charming, with a clear focus on the theme of lake living.