The image features a playful and creative statement in a handwritten font. The text reads, "It's 5 o'clock everywhere I'm retired," with the word "retired" emphasized by being written in a larger font size. The phrase is a humorous take on the concept of retirement, suggesting that the speaker has retired from the concept of time, as they are always retired. The text is accompanied by a series of hearts, adding a touch of whimsy to the overall design. The phrase is a play on words, combining the idea of time with the concept of retirement, and the hearts add a personal and affectionate touch to the message.