The image features a plain white background with a text overlay. The text is in black font and reads "RETIREMENT THE PAY SUCKS BUT THE HOURS ARE GREAT!" The text is arranged in a block format with "RETIREMENT" at the top, "THE PAY" in the middle, and "BUT THE HOURS ARE GREAT!" at the bottom. The font is sans-serif, which gives it a modern and clean appearance. The overall style of the image is simple and straightforward, focusing solely on the message conveyed by the text.